Select how you would like to invest
Do you want to grow your wealth steadily over time and potentially soften the impact of severe market falls?
We understand that many investors, particularly those nearing retirement, are looking for investment solutions that help them meet their personal and lifestyle goals. For some investors, this might include a short-term need to fund a holiday, or to purchase a new car.
By seeking to provide a return of 5.5% above inflation* (before fees) on a rolling 5 year basis, rather than outperforming a market index, the Multi-Asset Fund aims to provide an investment outcome which more closely matches investor needs. It also applies risk-mitigation strategies that aim to manage volatility within the fund, so investors are less likely to experience sharp declines in their wealth.
Find out how the Multi-Asset Fund can form part of a goals-based investment portfolio -
read more.
*Inflation refers to the Reserve Bank of Australia inflation rate (Consumer Price Index) - trimmed mean
"Markets can change often and abruptly. It’s important that we have the flexibility to adapt with them, so we can sell overpriced assets and buy underpriced assets."
Matthew Hopkins, Senior Portfolio Manager
A fund built with three key features
Dynamic asset allocation
We actively negotiate the ups and downs of the investment market by using AMP Capital’s proprietary dynamic asset allocation process to adjust the mix of investments across asset classes. Markets can change often and abruptly; it’s important that we have the flexibility to adapt with them, so we can increase exposure to rising assets and reduce risk by avoiding or selling unattractive assets.
Using diverse strategies
The Fund seeks to take the full benefit of diversification to smooth the investment journey. Our research teams and global partners provide access to high quality assets and strategies outside of traditional equity and fixed income markets.
Tail hedging
We aim to cushion investors from bearing the full brunt of market falls. We use a tail hedging strategy, which involves buying assets that can rise in value when other assets are making a loss.
Risk management
We also have a strong focus on risk management, which is integrated throughout the investment process and ensures that the Fund is well diversified in terms of asset classes and manager strategy.
How does this fund fit into your portfolio?
This Fund may be suitable for those who:
- Are in retirement or thinking about retirement, who don’t have the capacity to sustain a sharp decline in their wealth, and desire steady growth in capital to pay for lifestyle wants, eg pay for a holiday or purchase a new car, or simply enjoy a higher standard of everyday living.
- Are in the accumulation phase and want to grow their wealth over time, but are sensitive to large declines in portfolio value and want less volatility.
Find out how the Multi-Asset Fund can form part of a goals-based investment portfolio -
Read more
What are the risks?
Fund facts
| APIR code |
AMP1686AU |
| Investment objective |
To provide a total return (income and capital growth) before costs and before tax, of 5.5% pa above inflation, on a rolling 5 year basis. Inflation refers to the Reserve Bank of Australia inflation rate (Consumer Price Index) - trimmed mean. |
| Minimum suggested timeframe |
5 years |
| Distribution frequency |
Quarterly |
| Inception date |
28 March 2011 |
| Minimum investment |
A$ 10,000 - Personal Investor/Off-platform Class H |
| Risk level (1 - 7) |
5. Medium to High |
| Benchmark |
CPI Trimmed Mean Benchmark + 5.5% |
| Status |
Open |
| Investment objective |
To provide a total return (income and capital growth) before costs and before tax, of 5.5% pa above inflation, on a rolling 5 year basis. Inflation refers to the Reserve Bank of Australia inflation rate (Consumer Price Index) - trimmed mean. |
| Minimum suggested timeframe |
5 years |
| Distribution frequency |
Quarterly |
| Minimum investment |
A$ 10,000 - R unit class |
| Risk level (1 - 7) |
5. Medium to High |
| Benchmark |
CPI Trimmed Mean Benchmark + 5.5% |
The Fund's risk level is based on the estimated number of negative annual returns for the Fund over any 20 year period and is not a complete assessment of the risks of investing in the Fund. For instance it does not detail what the size of a negative return could be or the potential for a positive return to be less than an investor may require to meet their objectives. Consequently, before choosing to invest or reinvest in the Fund, you should read the Fund's PDS and incorporated information and consider factors such as the likely investment return, the risks of investing and your investment time frame. Information about the methodology used for calculating the risk level is available here.
How to invest
3
Make note of the ASX mFund code in order to invest on the ASX site
ACA05
AMP Capital Funds Management Limited (ABN 15 159 557 721, AFSL 426455) (AMPCFM) is the responsible entity of the AMP Capital Multi-Asset Fund and the issuer of the units in the Fund. To invest in the Fund, investors will need to obtain the current Product Disclosure Statement (PDS) from AMP Capital Investors Limited (ABN 59 001 777 591, AFSL 232 497) (AMP Capital). The PDS contains important information about investing in the Fund and it is important that investors read the PDS before making a decision about whether to acquire, or continue to hold or dispose of units in the Fund. Neither AMP Capital, AMPCFM nor any other company in the AMP Group guarantees the repayment of capital or the performance of any product or any particular rate of return referred to in this information. Past performance is not a reliable indicator of future performance. While every care has been taken in the preparation of this information, AMP Capital makes no representation or warranty as to the accuracy or completeness of any statement in it including without limitation, any forecasts. This content has been prepared for the purpose of providing general information, without taking account of any particular investor’s objectives, financial situation or needs. Investors should, before making any investment decisions, consider the appropriateness of this information, and seek professional advice, having regard to their objectives, financial situation and needs.