P: 1800 658 404
View full details
Financial advisers
Contact your state account manager or client services.
View full details
Shopping Centres
For leasing, casual leasing and brand solutions enquiries
Contact Us
Connect with us to stay up to date with news and updates.


AMP MySuper

A lifecycle investment solution

AMP’s MySuper offer is a ‘lifecycle’ solution, which aims to ensure superannuation investments will deliver a comfortable retirement, regardless of whether investors make an active investment choice in super.


By lifecycle we mean an investment strategy for investors that is based on their decade of birth and therefore tailored to their age and risk profile. Lifecycle funds allow investors to remain in one fund over their working life. Rather than investors changing funds as they age, it is the investment strategy of their lifecycle option that will adapt progressively based on their changing investment needs and risk profile.

How does lifecycle investing work?

Investors are invested into an AMP MySuper lifecycle investment option according to their date of birth. The investment strategy of each option differs based on the age of the members in each option.

Decade of birth
AMP MySuper Investment option
Prior to 1950 AMP MySuper Capital Stable
1950s AMP MySuper 1950s
1960s AMP MySuper 1960s
1970s AMP MySuper 1970s
1980s AMP MySuper 1980s
1990s AMP MySuper 1990s

For example, younger investors such as those in the 1990s and 1980s options will have higher exposure to growth assets such as shares as they have a long time before retirement and can afford to take more risk (and need to do so to grow their super balance).

For older investors nearer or in retirement, their lifecycle options – such as the 1950s and Capital Stable options – will hold less growth assets and more defensive assets such as bonds and cash, in order to reduce risk and protect the capital they have built over their working lives.

Each option follows a glide path, which indicates the appropriate allocation to growth assets at every age.

By following the glide path, the mix (or allocation) between growth and defensive assets will gradually and progressively change with age and as investors move towards retirement. This provides peace of mind regarding superannuation allowing investors to feel confident by remaining in one option over their entire working life.

What is the glide path?

The glide path determines the appropriate investment mix of the lifecycle option throughout an investors working life. The glide path reduces the exposure to growth assets and increases the exposure to defensive assets as the investors in each lifecycle option move closer to retirement.

AMP MySuper for Employers

MySuper is a simple default investment option for your employees. It is intended by the government to make comparing super products easier based on key differences like cost and investment performance. MySuper authorised means it meets the specific standards set under legislation, including fee structures and generally a basic level of insurance coverage.

If your employees don’t select an investment option, you need to pay their contributions into a MySuper investment option like this one.

The AMP MySuper investment option takes the hard work out of deciding how to invest your super, by providing the simplicity of a single investment option tailored for your age group. During your younger years the investment strategy seeks higher returns through greater exposure to growth assets such as shares. As you approach retirement, the investment aim is to reduce risk and preserve capital, so the asset allocation mix shifts to more stable defensive assets. The AMP MySuper investment option is suitable for members who do not want to actively choose an investment option and who are seeking to grow their super.

What are the key risks associated with the fund?

Risks specific to the fund may include or be associated with share market investments, international investments, alternative assets, interest rates, credit, property investments, derivatives and liquidity. Please read the fund’s Product Disclosure Statement for more information.

How to invest

AMP MySuper can be accessed by investing in certain superannuation products issued by AMP Superannuation Limited or NM Superannuation Pty Limited. For further information about how to invest, contact your state account manager or corporate super key account manager.

Fund facts

AMP Capital Investors Limited (ABN 59001 777 591) (AFSL 232497) (AMP Capital) has been appointed as the investment manager for each of the AMP MySuper Funds, which can be accessed by investing in certain superannuation products issued by AMP Superannuation Limited (ABN 31 008 414 101) (AFSL 233060) (ASL) or NM Superannuation Pty Limited (ABN 31 008 428 322) (NM Super). Further information about the AMP MySuper Funds can be found in the product disclosure statement (PDS) for the relevant superannuation product issued by ASL or NM Super. The PDS contains important information about the relevant superannuation product and the AMP MySuper Funds and it is important investors read the PDS before making a decision about whether to acquire, continue to hold or dispose of the superannuation product (including decisions whether to invest in the AMP MySuper Funds through the superannuation product). Neither AMP Capital, ASL, NM Super, nor any other company in the AMP Group guarantees the repayment of capital or the performance of any financial product or any particular rate of return. Past performance is not a reliable indicator of future performance. While every care has been taken in the preparation of this information, AMP Capital makes no representation or warranty as to the accuracy or completeness of any statement in it including without limitation any forecasts. This content has been prepared for the purpose of providing general information, without taking account of any particular investor’s objectives, financial situation, or needs. Investors should, before making any investment decisions, consider the appropriateness of this information, and seek professional advice, having regard to the investor’s objectives, financial situation, and needs

About the PDS:

You will find the following offer documents for this fund:

  • PDS
  • Incorporated information (the information incorporated by reference in the PDS, and which forms part of the PDS)

Before making a decision about investing or reinvesting, you should read both documents. These documents can also be obtained by contacting us on 1800 188 013.